Mistakes in your tenant screening report preventing you from finding a place to call home? You've come to the right place.
Due to high demand, expensive rent, and security deposits, renting a property might be challenging. Many individuals and families who were unable to afford to keep their rental properties during the epidemic are now looking for new rentals and are concerned about finding safe and inexpensive lodging. Your ability to choose a place to call home shouldn't be hindered by mistakes in your tenant screening report. It's possible that erroneous negative rental information may be included in tenant screening reports because of the financial difficulties many people experienced during the pandemic, which may raise complaints of negative rental information in the consumer reporting system.
Negative rental information on your credit report, such as records of eviction filings or rental payments in debt collection, can have a significant influence on your ability to locate rental property, obtain a loan, and pursue other prospects. We want you to understand what you can do to protect yourself and take action if you are refused rental housing or if your credit report is impacted as a result of inaccuracies in your tenant screening report.
How do I request a copy of a tenant screening report?
An "adverse action" occurs when your rental application is denied because of facts in a tenant screening report. Landlords must notify you of this "adverse action," and you have the right to a free copy of the report from the tenant screening business utilized by the landlord. Another "adverse action" is charging you a larger security deposit if a tenant screening report or credit report was utilized in the decision. The landlord must also inform you:
The firm that submitted the report's name, address, and phone number;
That you have the right to receive a free copy of the report within 60 days of being notified of the adverse action.
You can ask any tenant screening business for reports. There are numerous tenant screening firms, though, and any report you get from one firm may differ from the tenant screening firm a potential landlord uses.
You should look into any protections that may be available to you if you suffered financial hardship as a result of the pandemic. Federal and state laws have created programs and protections for renters and landlords regarding evictions and past-due rental debt, which may affect your tenant screening report. For instance:
Between March 27 and July 24, 2020, the federal CARES Act prohibited many types of landlords from charging late fees.
Your or your landlord's rental debt may have been REDUCED or ELIMINATED as a result of receiving emergency rental assistance funds.
Due to the pandemic, your state may have allowed for the SEALING or EXPUNGING of eviction filings or prohibited certain types of fees or debt collection activities related to rental debt.
Check to see if your tenant screening report includes these safeguards. If you discover errors, incomplete or outdated information in your tenant screening report, you should dispute it with the company that created the report (or we can do it for you).
What's Next?
1. Sign up for a free consultation.
2. Speak with one of our Rental Consultants.
3. Relax and let us do the work for you!
Current Companies that we dispute:
Not sure if you have an eviction listed in Texas? Try self-screening for $25.00:
https://www.applycheck.com/self-screening/
Click the Link Below to Schedule your free consultation. Let's get you Moved In!
Due to high demand, expensive rent, and security deposits, renting a property might be challenging. Many individuals and families who were unable to afford to keep their rental properties during the epidemic are now looking for new rentals and are concerned about finding safe and inexpensive lodging. Your ability to choose a place to call home shouldn't be hindered by mistakes in your tenant screening report. It's possible that erroneous negative rental information may be included in tenant screening reports because of the financial difficulties many people experienced during the pandemic, which may raise complaints of negative rental information in the consumer reporting system.
Negative rental information on your credit report, such as records of eviction filings or rental payments in debt collection, can have a significant influence on your ability to locate rental property, obtain a loan, and pursue other prospects. We want you to understand what you can do to protect yourself and take action if you are refused rental housing or if your credit report is impacted as a result of inaccuracies in your tenant screening report.
How do I request a copy of a tenant screening report?
An "adverse action" occurs when your rental application is denied because of facts in a tenant screening report. Landlords must notify you of this "adverse action," and you have the right to a free copy of the report from the tenant screening business utilized by the landlord. Another "adverse action" is charging you a larger security deposit if a tenant screening report or credit report was utilized in the decision. The landlord must also inform you:
The firm that submitted the report's name, address, and phone number;
That you have the right to receive a free copy of the report within 60 days of being notified of the adverse action.
You can ask any tenant screening business for reports. There are numerous tenant screening firms, though, and any report you get from one firm may differ from the tenant screening firm a potential landlord uses.
You should look into any protections that may be available to you if you suffered financial hardship as a result of the pandemic. Federal and state laws have created programs and protections for renters and landlords regarding evictions and past-due rental debt, which may affect your tenant screening report. For instance:
Between March 27 and July 24, 2020, the federal CARES Act prohibited many types of landlords from charging late fees.
Your or your landlord's rental debt may have been REDUCED or ELIMINATED as a result of receiving emergency rental assistance funds.
Due to the pandemic, your state may have allowed for the SEALING or EXPUNGING of eviction filings or prohibited certain types of fees or debt collection activities related to rental debt.
Check to see if your tenant screening report includes these safeguards. If you discover errors, incomplete or outdated information in your tenant screening report, you should dispute it with the company that created the report (or we can do it for you).
What's Next?
1. Sign up for a free consultation.
2. Speak with one of our Rental Consultants.
3. Relax and let us do the work for you!
Current Companies that we dispute:
- Experian
- Equifax
- Transunion
- AmRent
- AppFolio, Inc
- Contemporary Information Corp. (CIC)
- Experian RentBureau
- First Advantage Resident Solutions
- Real Page, Inc. (LeasingDesk)
- RentGrow, Inc.
- SafeRent Solutions
- Screening Reports, Inc.
- TransUnion Rental Screening Solutions, Inc. (TransUnion SmartMove)
Not sure if you have an eviction listed in Texas? Try self-screening for $25.00:
https://www.applycheck.com/self-screening/
Click the Link Below to Schedule your free consultation. Let's get you Moved In!