"I can't say enough about the team at Legacy. After getting
denied for everything I applied for I felt hopeless. The team helped me reach my credit goals and qualify for my dream house."
-Kierra M.
Credit Education & The Credit Repair Process
1.DISCOVERY CALL
First, we take an in depth look at your credit reports and determine which questionable derogatory are inaccurately reporting and hurting your score.
2. CHALLENGE
Next, our legal team requests that the bureaus and creditors verify these items to be 100% accurate and fair. If they cannot, legally they must be removed from your credit reports. *Fun Fact, 9 out of 10 third party debt collectors are not licensed to operate in your state nor have they obtained authentic signatures from you stating that you are required to pay them or report to the credit bureaus.
3.MANAGE AND MONITOR
While you are working to understand and monitor your credit effectively, we are leveraging the law for your credit as well as addressing anything new that may appear on your credit report.
First, we take an in depth look at your credit reports and determine which questionable derogatory are inaccurately reporting and hurting your score.
2. CHALLENGE
Next, our legal team requests that the bureaus and creditors verify these items to be 100% accurate and fair. If they cannot, legally they must be removed from your credit reports. *Fun Fact, 9 out of 10 third party debt collectors are not licensed to operate in your state nor have they obtained authentic signatures from you stating that you are required to pay them or report to the credit bureaus.
3.MANAGE AND MONITOR
While you are working to understand and monitor your credit effectively, we are leveraging the law for your credit as well as addressing anything new that may appear on your credit report.
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We guarantee results or your money back!